How to stop or avoid foreclosure of your home

Are you facing foreclosure? Are you unsure of what to do? Do you need to sell your home quickly to get cash and avoid foreclosure? Stop waiting to do something about your house, your house is in your hands and you have options.

You must decide to take action if the bank has started the foreclosure process or intends to soon. If you have missed a mortgage payment or more already then the time to take action is now. Your lender will not wait for you any longer and fully intends to take your home from you and put up for auction.

What should your next steps be to avoid foreclosure and save your home or your equity?

Believe it or not, your house is still your hands and you do have options if you decide to take action now. We can offer many different solutions and have many ways of buying your home at a fair price with a fast closing.

Let’s look at the different things you could try to do on your own.

Option #1: Declare or file bankruptcy.

Absolutely not, and don’t let an attorney tell you any different. There job is to retain fees by offering legal services. Since neither you nor I know how to file a bankruptcy they will be happy to do it for you to make their fees regardless of the aftermath you will have to deal with. No legal service = no fee = so why wouldn’t they tell you it’s your best option to file bankruptcy so they can earn a fee. BANKRUPTCY IS ONLY A STOP-GAP. It will often still end up in foreclosure because all it does is DELAY the process. You have or mortgage or deed of trust secured by your house. One way or another, your lender will be able to either get their money or they will get your house – you decide. Bankruptcy doesn’t help you to avoid or stop foreclosure. It most definitely doesn’t make your obligation, your mortgage or deed of trust to them, go way either. No banks would lend if they couldn’t get their money or collateral back!

Option #2: Refinance?

This is usually not an option but may be possible. Most times once you are behind on your payments no lender will help you to refinance. Not to mention if they do you are most likely looking at a new larger loan with a larger monthly payment. Also, the equity in your home will have to be enough to cover the back payments, escrow delinquencies, attorney fees, and closing costs from the lender. We can work with you and see if this may be an option.

Option #3: Take no action.

This is absolutely the worst thing you can do and more often then not it ends up in foreclosure. FORECLOSURE is worst then having a BANKRUPTCY on your credit report. Once the auction takes place you will be out of your home with no money from it whatsoever.

Don’t delay and consider talking to us and finding out what can be done for your situation. Don’t throw your equity out the window that you and your family have worked hard to build up over the years. Even if you have no equity we can still help in many cases because the lender doesn’t want to deal with a FORECLOSURE either.

Call us for a free phone consultation 800-709-5523 or submit your information on our Free Home Sale Consultation Form

Consider just a few of the options we have to offer:

1.        Help you to refinance.

2.        Assist you with modifying your loan with your bank.

3.        We can help to bring you current to avoid foreclosure

4.        Buy your house “as-is” at an agreed upon price so you can get cash at closing.

As you can see there are many options to available to you if you take action now.

Option #4: Take action and sell your house today!

There is no need to wait or to list your property with a real estate agent. We are not realtors or agents and do not intend to list your property for a commission. We will not charge you to buy your house. We want to help you get your equity out of your home and get cash for it. We are investors and we are professionals who buy houses for a living.

Instead of spending money on repairs or items to make the home ready for sale. Consider allowing us to purchase the home “as-is” on terms that you can accept. We will take the those headaches off your hands, help you to close when you need to, handle all the documents and paperwork needed, and finally get you cash for your equity!

BANKRUPTCY, FORECLOSURE, & LOSING ALL OF YOUR EQUITY will scar your credit and future for years to come and NONE of these should be an option you take. These will all cause difficulty when trying to buy a car, rent an apartment or house…….and most importantly, purchase a HOME in the future. Don’t let this happen to you.

Stop waiting to do something about your house, your house is in your hands and you have options.

You don’t have anything to lose by contacting us. You information will be kept confidential and you consultation is completely FREE. You are NOT obligated to sell us your house…it’s yours to decide what to do with. All we offer is possible solutions for you to consider instead of the above.

Call us for a free phone consultation 800-709-5523 or submit your information on our Free Home Sale Consultation Form and we will call you back.

Hopefully, we can figure out a way to get you the cash you need and in-turn purchase your home at a fair price that will also allow us to make money. We can sit down and discuss our offer with you and answer all your questions. If you don’t understand we will explain it again. We don’t move forward until you understand how we are going to buy your house and how we are going to give you cash for your equity.

Best wishes and take care.

FREE HOME SALE CONSULTATION FORM